我用信用卡支付一切开销。只是这样更简单，也不太可能遇到什么欺诈行为。

不管怎样，我每个月都会把账单还清。

话虽如此，我每个月底看到账单时总是很震惊，比如1200美元。我会想，我花了1200美元在什么上面？！

而且从来都不是一笔大开销。是这边30美元，那边10美元，这边60美元。当然，那些特别显眼的当然是加油费，这是不可避免的。杂货也是不可避免的，但主要是外出就餐，这真的非常非常贵，而且是可以避免的。

我光是不外出就餐，就能省下相当于一期车贷的钱！

I use my credit cards to pay for everything. It's just simpler and makes it less likely that I'll have some sort of fraud.

Anyway I pay them down every month.

That being said I'm always shocked when I see the bill at the end of the month and it's like $1,200. I think, what did I spend $1,200 on?!

And it's never one big thing. It's 30 bucks here, 10 bucks here, 60 bucks here. The things that really stand out, of course, are gas, which are unavoidable. Groceries which are unavoidable but mainly eating out, which is really really expensive and avoidable.

I could save the equivalent of a car payment by just not eating out!